Mortgage Loan Officers · Powered by Barrett Financial

The key to your next front door.

Ivory Vault Group is a team of licensed mortgage professionals with Barrett Financial Group, guiding you from pre-qualification to the closing table — on purchase, refinance, FHA, VA, conventional, and jumbo loans.

Get Pre-Qualified Meet Our Loan Officers

Barrett Financial Group, L.L.C. · NMLS #181106 · Equal Housing Opportunity

Equal Housing
Opportunity Brokered by
Barrett Financial Group, L.L.C. Company
NMLS #181106 Team of
7 Licensed Loan Officers
0
Licensed Loan Officers
0
States Served
0+
Loan Programs
$0B+
Funded by Barrett Financial

Funding figure reflects Barrett Financial Group's cumulative originations. Loan programs and state availability vary by individual loan officer licensing.

Loan Programs

A loan built around your life.

As a Barrett Financial team, we price your loan across multiple investors to find a fit for your goals — whether it's your first home, your forever home, or a smarter refinance.

I

Home Purchase

From pre-qualification to keys in hand — competitive financing for first-time buyers and seasoned homeowners alike.

First-time friendlyFast pre-approval
II

Refinance

Lower your rate, shorten your term, or tap equity with a cash-out refinance designed around your long-term plan.

Rate & termCash-out
III

FHA Loans

Lower down-payment and flexible credit guidelines make FHA a strong path to homeownership for many buyers.

Low down paymentFlexible credit
IV

VA Loans

Earned benefits for active-duty service members, veterans, and eligible spouses — including zero-down options.

$0 down eligibleNo PMI
V

Conventional

Flexible, widely available financing for primary homes, second homes, and investment properties.

Primary & secondInvestment OK
VI

Jumbo

Financing above conforming limits for higher-value homes, with tailored terms for qualified borrowers.

High balanceTailored terms
01 OF 04

How It Works

From application to keys in hand.

01

Get pre-qualified

Tell us your goals and a few financials. Your loan officer reviews your scenario and outlines what you can comfortably afford.

≈ 10 minutes
02

Pre-approval & house hunt

We issue a pre-approval letter so you can shop with confidence and make offers sellers take seriously.

Shop with confidence
03

Application & underwriting

Once you're under contract, your full application moves through Barrett Financial's secure processing and underwriting.

Secure portal
04

Clear to close

We coordinate the final details and get you to the closing table — then hand you the keys to your new home.

Welcome home

Meet the Team

Seven officers. One standard.

Every member of Ivory Vault Group is individually licensed under Barrett Financial Group. Choose a loan officer to view their licensing and connect directly.

Jeremy Lee Demers

NMLS #1923976
Licensed in 16 states: AZ, CA, CO, CT, FL, GA, IL, MI, MO, NV, OH, TN, TX, UT, WV, WI
View Profile → Jeremy Lee Demers profile

For Homebuyers

Ready when you are.

Whether you're buying your first home or refinancing your current one, our loan officers make the process clear, fast, and human.

  • Straightforward pre-qualification
  • Guidance from a dedicated loan officer
  • Backed by Barrett Financial Group
Get Pre-Qualified

For Investors

Financing an investment deal?

Our affiliated private-capital marketplace, Ivory Vault Capital, connects real estate investors with a vetted network of private lenders.

  • Fix & flip, bridge, DSCR, and construction
  • One submission, competing term sheets
  • Built for non-owner-occupied deals
Visit Ivory Vault Capital

Questions

Asked before. Answered plainly.

Ivory Vault Group is a team of seven licensed mortgage loan officers operating under Barrett Financial Group, L.L.C. (NMLS #181106). We help borrowers find and close home loans across the states our officers are licensed in.

Use the Get Pre-Qualified form on this page or reach out to a specific loan officer from our team. We'll review your goals and financials and walk you through your options — with no obligation.

It depends on the individual loan officer's licensing. As a team we're licensed across more than a dozen states; each officer's profile lists exactly where they're licensed. Jeremy Demers, for example, is licensed in 16 states.

We offer conventional financing for investment properties. For private-money options like fix & flip, bridge, or DSCR loans on non-owner-occupied real estate, our affiliated marketplace Ivory Vault Capital can connect you with private lenders.

No. A pre-qualification is an initial review, not a commitment to lend. All loans are subject to underwriting, credit approval, and program eligibility through Barrett Financial Group.

Get Pre-Qualified

Let's find the loan that fits your life.

Share a few details and one of our loan officers will reach out — usually within one business day — to walk you through your options.

Email[email protected] Phone(480) 625-7421 OfficeChandler, Arizona

Start your pre-qualification

No obligation. No credit pull to begin.

By submitting, you agree to be contacted about your inquiry. This is not a commitment to lend or an application for credit.